Metal Buildings
Rent-to-own programs make metal buildings accessible to everyone — no credit check required. Here is how the process works, what it costs, and who qualifies.
What Is Rent-to-Own? Rent-to-own (RTO) is a payment program that lets you take delivery of a metal building with a small down payment and make monthly payments over a set term (typically 36, 48, or 60 months). At the end of the term, you own the building outright. No credit check is required — approval is based on income verification and a valid ID. How It Works Choose your building: Select the size, roof style, colors, and options you want Apply for RTO: Complete a simple application with our RTO partner. No credit check — just proof of income and identification Down payment: Pay a down payment (typically the first month's payment plus a small setup fee) Delivery and installation: Your building is delivered and installed on your prepared site Monthly payments: Make your monthly payment for the agreed term Ownership: After all payments are made, the building is yours free and clear Who Qualifies? RTO programs are designed to be accessible. Requirements typically include: Valid government-issued photo ID Proof of income (pay stubs, bank statements, or tax returns) A suitable, level installation site No credit check required What It Costs RTO payments are based on the building's…